Cancer is the second leading cause of death in America*. The disease can take take a toll not only on the person battling the disease, but also the family members caring for them. A cancer policy can help pay for indirect costs like transportation and lodging, childcare expenses, and loss of income that can outweigh direct costs.

None of us can predict when or if an accident will occur. We can only prepare for them as best as we can. An accident policy provides coverage for bodily injuries that can result from accidents on and off the job. If the unexpected does happen, our accident policies can help you focus on what’s most important: getting well.

Heart disease is the leading cause of death in the United States*. Our heart attack and stroke policies can help pay for medical bills but also indirect costs like living expenses, travel for treatment, and loss of income.

Intensive care treatment is sometimes needed during a major illness or accident and can be costly.  Our ICU insurance policies can help relieve some of the financial pressure so you can focus on what matters most: healing.

A hospital stay can be stressful for both the patient and family, whether planned or unplanned. Deductibles, coinsurance, and copayments can be may leave you paying more out-of-pocket costs than planned. Our hospital indemnity insurance helps offset those out-of-pocket costs. Best of all, the benefit is paid directly to you to use any way you want.

This can allow your loved ones to focus on celebrating your life instead of worrying about how they'll replace your income or cover the cost of final expenses. We've designed two policies – one for adults and one for children – that may help your family in their time of need.