Coverage
Product Offerings
Cancer Insurance
Cancer impacts millions of Americans each year, and millions more are left feeling overwhelmed when the disease strikes a family member. Supplemental Cancer plans pay benefits directly to our policyholders to help manage financial necessities that arise along the way.Cancer Policy Benefits:
- First Occurrence Internal Cancer
- First Occurrence Skin Cancer
- Hospitalization
- Ambulance
- Radiation Planning
- Radiation and Chemotherapy
- Self-Administered Chemotherapy
- Special Treatment
- Surgery and Anesthesia
- Reconstructive Breast Surgery
- Second Surgical Opinion
- Bone Marrow Transplant and Donor
- Wellness
- Hospice
- Patient Transportation and Family Member Transportation
- Family Member Lodging
*This insurance policy may not be available in all states and, where available, benefits will vary.
Intensive Care Insurance
You never know when a stay in the intensive care unit related to severe illness or injury is going to be required. This coverage specifically focuses on this type of hospital stay.
Intensive Care Policy Benefits:
- Intensive Care Unit Confinement (Benefit doubles if confinement is due to a vehicular accident)
- Step Down Unit
- Ambulance
- Air Ambulance
- Accidental Death
*This insurance policy may not be available in all states and, where available, benefits will vary.
Heart/Stroke Insurance
Our Heart Disease, Heart Attack, and Stroke Plans contains specific benefits geared toward addressing the out-of-pocket costs associated with heart-related illness.
Policy Benefits:
- First Occurrence
- Hospitalization
- Ambulance
- Surgery and Anesthesia
- Healthy Heart Benefit
- Patient and Family Member Transportation
- Family Member Lodging
- Physical Therapy
- Heart Transplant
*This insurance policy may not be available in all states and, where available, benefits will vary. Benefits are for heart disease, heart attack, and stroke only.
Accident Insurance
You never know when an accident is going to occur. That is why they are called “accidents”; but, while you don’t know when they will happen, you can be prepared for them.
You should always “expect the unexpected”.
Our accident insurance plans can provide the necessary coverage for bodily injuries that are a result of life’s accidents.
Policy Benefits:
- Hospitalization
- Physical Therapy
- Ambulance
- Surgery and Fractures
- Emergency Treatment, Lacerations
- Dismemberment
- Observation Room
- Dislocation
- Concussion / Coma
*This insurance may not be available in all states and where available, benefits will vary. Benefits are for injuries sustained in an accident only.
Hospital Indemnity
Long-term hospital stays are never easy. Whether planned or unplanned, the stress can take a toll on your and your family.
Between the deductibles, coinsurance, and copayments; you can be left paying more than you originally thought.
Our Hospital Indemnity plan was specifically created to help offset those out-of-pocket expenses.
Like all of our policies, the benefits are paid directly to you
Policy Benefits:
Per Diem Payout For Inpatient Hospital Stays
*This insurance may not be available in all states and where available, benefits will vary.
Life Insurance
Family Heritage has designed two different plans.
One of those plans is designed for the adults in your life; while the other plan is designed to protect an important child or children.
The ultimate goal of life insurance is to ease the financial burdens of your premature death on your loved ones.
Policy Benefits:
- SIMPLIFIED underwriting with NO medical exam required.
- Coverage is available in a variety of face amounts with immediate full face value.
- Rapid policy issue means that your coverage is effective upon the company's acceptance of your application and premium payment.
- Convenient billing, which includes automatic monthly deductions from your checking or savings account.
*This insurance may not be available in all states and where available, benefits will vary.
